4-Point Insurance Inspections

Four systems. One report carriers can actually use.

A 4-point inspection focuses on the roof, electrical, plumbing, and HVAC systems. It is commonly requested for older homes, new policies, renewals, and underwriting review.

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4-point inspection system documentation photo

Report focusRoof, electrical, plumbing, HVAC

What it is for

A 4-point inspection gives the insurance reviewer a concise view of the systems most associated with loss potential and insurability. It is not a full home inspection, and it is not intended to list every cosmetic or maintenance item. It answers the underwriting question: what is the visible condition of the major systems today?

Helpful for insurance placement, renewal, or carrier-requested updates.
Useful for insureds who need documentation without a full buyer-style inspection.
Useful for agents who need a vendor who understands timing and carrier review.

What we document

The report is built around roof covering and age details, electrical service and panel observations, plumbing supply and drain details, water heater information, and HVAC equipment observations. Photos are used to support the findings, not simply fill space.

Roof type, visible condition, age indicators, and concerns.
Electrical panel, wiring type indicators, and observed issues.
Plumbing material indicators, water heater, and visible leaks or concerns.
HVAC equipment and visible operational or condition notes.

Electrical panel inspected during a 4-point inspection

Water heater inspected during a 4-point inspection

Why First Quality

Designed for review, not confusion.

Our 4-point reports have been quoted to be the best in design and quality. With inspection experience dating back to 2007, construction knowledge, and daily claim-adjusting perspective since 2020, the report is written with the reviewer in mind.

Inspect the visible systems

We focus on the systems the carrier is asking about and the conditions that can affect underwriting.

Build a photo-supported report

Photos, descriptions, and system details are arranged to make the review more direct.

Deliver and answer questions

When a homeowner or agent needs clarification, we stay reachable.

4-point photo documentation

System photos that support the report.

Representative photos are used to show visible conditions tied to the four systems reviewed in a 4-point inspection.

Roof System

Roof covering type, visible condition, age indicators, and roof surface details.

Electrical System

Electrical breaker box interior inspection photo

Panel, service equipment, labels, wiring indicators, and circuit testing documentation.

Plumbing System

Water heater, visible supply and drain components, fixtures, valves, and concerns.

HVAC System

Existing HVAC condenser inspection photo

Heating and cooling equipment, condenser condition, visible installation, and system documentation.